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Commercial Line of Credit

It's a given in business – you'll sometimes encounter expenses that don't always fit neatly into your operating budget. With a revolving credit line from Dime Bank, you have fast, flexible access to funds for almost any purpose.

A more flexible approach to business financing

Borrow money as needed without having to constantly apply for new loans
Access your line of credit with Online and Mobile banking tools
Pay interest only on the funds that you've actually borrowed
Local decision-making leads to faster processing of your application

Get almost anything done with a low-cost loan solution.

Stock up on supplies. Invest in fresh inventory. Make emergency repairs. Hire seasonal help. Bridge slow cash‑flow periods. At Dime Bank, a Commercial Line of Credit comes with competitive rates, easy access to funds, and unlimited possibilities.

Fuel your growing business with the cash needed to finance your projects. Contact Dime Bank or visit a branch to get started.

Tailored to your business.

Our business banking team in Connecticut and Rhode Island can structure your line of credit to meet your financial needs. For instance, we offer a choice of seasonal or revolving credit lines. 

Commercial Lenders

Brian McNamara
Senior VP, Chief Lending Officer
Chris Gauthier
FVP, Commercial Lending Manager
Celeste Brouillard
VP, Senior Commercial Loan Officer
John Estelle
VP, Senior Commercial Loan Officer
William Rosadini
VP, Senior Commercial Loan Officer
Gerald R. Tavernier, Jr.
VP, Senior Commercial Loan Officer
Cindy Palmer
Assistant VP, Commercial Loan Officer
Denise Ogden
Assistant VP, Commercial Loan Officer
Matthew Voelker
Assistant VP, Commercial Loan Officer

Frequently asked questions

Qualifying for a business line of credit in high-demand markets like Greater Hartford, the Connecticut Shoreline, or Southern RI primarily depends on your company's cash flow and credit history. We look for stable revenue and a solid debt service coverage ratio. Because we understand the local economic nuances of our communities, we can often provide more flexible terms with faster response times than larger, out-of-state lenders.

Absolutely. Equipment financing is a core part of our small business lending portfolio. We provide term loans for machinery and specialized equipment, as well as vehicles for your fleet. Our local experts understand the specific industrial and commercial market demand in our region, ensuring a smoother approval process.

Financial clarity starts here
Remote Deposit For Business Keep deposits moving
Online Wire Transfers Make timely payments to your vendors
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Tip

Avoid borrowing more than you need. It can help keep costs manageable over time.

Cash Management Services

Keep your cash working behind the scenes.

Cash management tools help you optimize balances while staying ready for everyday financial needs.

Learn more