Account Rates

With checking and savings accounts from Dime Bank, you have anytime access to your money while earning competitive rates that help your balance grow. These accounts make it easier to manage your money every day while you build up savings for the future.

Our account rates help you get more from your money

Save for special purchases and unexpected expenses
Put together a retirement savings plan
Create a savings account for medical expenses
Set aside money for any short-term and long-range goal

These deposit accounts rate high with our customers 

We're invested in our Connecticut and Rhode Island customers like you, so we structure our rates to help you build up your savings steadily. Open your next deposit account at Dime Bank and put our rates to work toward your goals.

Effective Date: 9/09/26
Minimum Balance to Open
Minimum Balance to Earn Annual Percentage Yield
Maximum Balance to Earn Annual Percentage Yield
Interest Rate
Annual Percentage Yield
$25 $20.00 $4,999.99 0.03% 0.03%
$25 $5,000.00 $24,999.99 0.03% 0.03%
$25 $25,000.00 $49,999.99 0.03% 0.03%
$25 $50,000.00 $ and up 0.03% 0.03%

Fees may reduce earnings.

(1) Variable Rate Account - Interest may change at our discretion after the account is opened.

Effective Date: 9/08/26
Minimum Balance to Open
Minimum Balance to Earn Annual Percentage Yield
Maximum Balance to Earn Annual Percentage Yield
Interest Rate
Annual Percentage Yield
$25 $0.00 $4,999.99 0.10% 0.10%
$25 $5,000.00 $14,999.99 0.10% 0.10%
$25 $15,000.00 $ and up 0.10% 0.10%

Fees may reduce earnings. 

(1) Variable Rate Account - Interest may change at our discretion after the account is opened.

Minimum check amount $500.00.

Effective Date: 9/08/26
Minimum Balance to Open
Minimum Balance to Earn Annual Percentage Yield
Maximum Balance to Earn Annual Percentage Yield
Interest Rate
Annual Percentage Yield
$500.00 $20.00 $24,999.99 0.03% 0.03%
$500.00 $25,000.00 $99,999.99 0.03% 0.03%
$500.00 $100,000.00 $249,999.99 0.05% 0.05%
$500.00 $250,000.00 $499,999.99 0.05% 0.05%
$500.00 $500,000.00 $ and up 0.05% 0.05%

Fees may reduce earnings.

(1) Variable Rate Account - Interest may change at our discretion after the account is opened.

Offered to Business & Non-Profit Organizations

Effective Date: 9/08/26
Minimum Balance to Open
Minimum Balance to Earn Annual Percentage Yield
Maximum Balance to Earn Annual Percentage Yield
Interest Rate
Annual Percentage Yield
$500.00 $20.00 $24,999.99 0.03% 0.03%
$500.00 $25,000.00 $99,999.99 0.03% 0.03%
$500.00 $100,000.00 $249,999.99 0.05% 0.05%
$500.00 $250,000.00 $499,999.99 0.05% 0.05%
$500.00 $500,000.00 $ and up 0.05% 0.05%

Fees may reduce earnings.

1 Variable Rate Account - Interest may change at our discretion after the account is opened.

Certificate of Deposit rates are available for Individual Retirement Accounts except where expressly prohibited.

Effective Date: 9/28/26
Term
Minimum To Open
Interest Rate
Annual Percentage Yield
2 Year Variable Retirement Account(1)(2) $25.00 Same as 182 day CD & subject to change on the last business day of every month. Same as 182 day CD & subject to change on the last business day of every month.

Fees may reduce earnings. Minimum balance is $0.01 to earn interest. 

(1) Product only available for IRA funds. At maturity, will be automatically renewed into a 2 Year IRA CD.

(2) Penalty may be imposed for early withdrawal of principal. All quoted rates are subject to change without notice.

Rates effective 08/31/2026 are subject to change at any time.

Please contact any one of our convenient branches for current rates and terms.

Dime Bank customers earn better rates on their accounts and loans. Contact us or visit a branch in CT and Westerly, RI to learn more.