Healthcare Lending

Qualifying for a healthcare equipment loan in high-demand markets like Greater Hartford, the Connecticut Shoreline, or Southern RI primarily depends on your practice's cash flow and credit history. We look for stable revenue and a solid debt service coverage ratio. Because we understand the local healthcare landscape in Connecticut and Rhode Island, we can often provide more flexible terms and 100% financing options for your next equipment upgrade or expansion, unlike larger, out-of-state lenders. 

Yes, we specialize in and have supported healthcare providers with practice acquisition, partial buy-in of jointly owned practices, and financing for related real estate ownership. This program is ideal for practices in transition, allowing new physicians or dentists to establish or increase ownership with up to 100% financing in certain cases. We help CT healthcare professionals secure the long-term capital needed to ensure a smooth change of ownership while maintaining patient care continuity.

Absolutely. Working capital lines of credit are a core part of our healthcare lending portfolio. We provide flexible credit lines for dental, veterinary, and medical clinics. Our local experts understand the unique reimbursement cycles and seasonal fluctuations of your business, ensuring you have the liquidity needed for payroll, supplies, or unexpected operational costs.