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Wealth Management

Comprehensive financial planning starts with us listening to you, to understand where you are and where you want to be. We build lasting relationships with you and your family, focused on delivering customized service aligned with your goals.

From investments to retirement planning to trust administration and more

Clients include individuals, families, business owners and non-profits
Our asset management delivers a mix of solutions tailored to you
Take advantage of our full suite of fiduciary services
Work with a team invested in your financial future

Serving you and your family for generations to come.

Our highly regarded and trusted professionals can customize a plan that caters to your wishes and helps to provide financial security and peace of mind to you and future generations of your family.

Why choose Dime Trust Services?

Our experienced team delivers accessible advice to help guide your financial journey. Contact our team for a free and confidential conversation.

Our Clients

Our Trust Services team can help you consolidate and manage retirement accounts, secure and manage your existing assets, create an investment plan, and advise and execute on your generational and estate planning for your family and charitable goals.

Dime Bank can work with your legal and tax advisors to create a plan for future contingencies or to help with immediate liquidity events through portfolio management and lending options.

As a community bank, Dime takes our partnerships with other organizations that are focused on the success of local institutions and constituents seriously. We offer our Asset Management and Fiduciary Services to all clients, including non-profit organizations, and we can also work with your donors to structure their charitable planning.

Asset Management

We offer a mix of solutions based on your needs to secure cash and other assets, keep appropriate records, execute transactions, and build and maintain an individualized investment portfolio.

Place your cash, stocks and other securities, or real estate, in our custody for safe-keeping and tax-compliant reporting.

We use these agreements between ourselves and our clients to ensure your wealth is managed in the manner you specify, to your stated goals, and within your risk tolerance.

We can consolidate and invest your retirement nest egg with an individual strategy for investment, distributions, charitable giving, and beneficiary considerations.

Dime is focused on your long-term success and works with a select list of established investment managers to oversee your portfolio and ensure the proper research and analysis has gone into every position held in your account. In compliance with your IPS and other required guidelines, your accounts are actively monitored on an ongoing basis.

Fiduciary Services

Dime Bank is unique among community banks in the region in offering a full suite of fiduciary services to our clients and their families. We differentiate ourselves from the large banks by assessing each individual’s and family’s needs regardless of an existing relationship with Dime and without requiring multi-million dollar minimum deposits. These services come in four primary categories:

Dime Bank accepts appointments as the personal representative of our clients’ estate upon their passing and ensures appropriate administration through both probate and non-probate processes.

Dime Bank can serve as Trustee, Co-Trustee, and Successor Trustee on client trusts. We will ensure compliance with legal and tax requirements and provide prudent asset management for trusts of many kinds, including but not limited to:

  • Marital Trusts
  • Asset Protection Trusts
  • Directed Trusts
  • Special or Supplemental Needs Trusts
  • Testamentary Trusts
  • Life Insurance Trusts
  • Charitable Trusts and Foundations
  • Grantor Trusts
  • Corporate Trusts

Dime Bank may act under these legal documents to manage household finances, effectuate certain transactions, and engage in financial stewardship when our clients are no longer willing or able to do so on their own.

Because we are equipped to serve as a fiduciary in our own right, we can support estate and trust administrators, conservators, guardians, and financial agents in their duties of appropriate record-keeping and reporting, prudent asset management, and tax compliance.

Meet Our Wealth Management Team

Tim Fogarty, J.D., C.T.F.A
VP, Senior Trust Officer
Brian Kosovsky
AVP, Trust Operations Manager
Nevien Nematalla, J.D.
Corporate Officer, Trust Administration Officer

Contact us and start planning today.

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Plan for what’s next with financial planning and wealth management support from Dime Bank, designed to help you reach your financial goals in CT and Westerly, RI.

Frequently asked questions

No, Trusts are a tool that may or may not be recommended depending on your planning objectives. We can have that conversation with you.

No, there is no requirement to have a deposit account or a loan in place with Dime before engaging our team in your financial and estate planning concerns. However, integrating banking can simplify your financial strategy.

It is free to meet and consult with our advisors.  There is only a fee if you engage Dime Bank to provide you a current service such as asset management or trust administration.

Contrary to popular belief, you don't need to have a million dollars to benefit from Wealth Management and Trust Services. Contact our team to see how we can assist you with your planning needs.

Financial clarity starts here
Preparing for Retirement Get ready for what’s next
Starting a Family Support your next chapter
Planning For Education Invest in their future
Tip

Revisit your goals as life changes. Your financial plan should evolve with you.

Statement Savings Account

Feel good about what you’re setting aside.

Keep your savings accessible while building toward what’s next, with a straightforward account that fits your needs.

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Disclosures

Not FDIC Insured | No Bank Guarantee | May Lose Value | Not a Deposit | Not Insured by any Federal Government Agency