Small Business Lending

When it comes to financing, business owners in Connecticut and Rhode Island come to Dime Bank. Here you'll work with a team of professionals invested in your company's success, explaining all the details of business loans available to you. 

Funding you need to keep your business plans on track

When it comes to affordable financing to address a matter immediately or plan for tomorrow, we've got you covered at Dime Bank. We're a fixture in our communities throughout Connecticut and Westerly, Rhode Island, and we understand the local marketplace. We're always ready to help, and our business loan rates are structured to deliver premium value so you get more for your money. 

Commercial Line of Credit

Address all types of business needs and access money to take advantage of opportunities. This line of credit keeps cash flowing for your business.

Equipment Loans

For everything from software upgrades to purchasing heavy machinery, lock in an affordable loan for the tools that help you get work done.

Business Credit Cards

Choose from four Visa business credit cards with the lowest interest rate, cash back opportunities or flexible rewards to find the right fit for your company.

SBA 504 Loans

As experienced SBA 504 lenders, we provide local service and knowledge of government-backed solutions to get you the funding needed when you're ready to take the next step, make a new investment, and grow your business.

Commercial Lenders

Brian McNamara
Senior VP, Chief Lending Officer
Chris Gauthier
FVP, Commercial Lending Manager
Celeste Brouillard
VP, Senior Commercial Loan Officer
John Estelle
VP, Senior Commercial Loan Officer
William Rosadini
VP, Senior Commercial Loan Officer
Gerald R. Tavernier, Jr.
VP, Senior Commercial Loan Officer
Cindy Palmer
Assistant VP, Commercial Loan Officer
Denise Ogden
Assistant VP, Commercial Loan Officer
Matthew Voelker
Assistant VP, Commercial Loan Officer

Frequently asked questions

Qualifying for a business line of credit in high-demand markets like Greater Hartford, the Connecticut Shoreline, or Southern RI primarily depends on your company's cash flow and credit history. We look for stable revenue and a solid debt service coverage ratio. Because we understand the local economic nuances of our communities, we can often provide more flexible terms with faster response times than larger, out-of-state lenders.

Absolutely. Equipment financing is a core part of our small business lending portfolio. We provide term loans for machinery and specialized equipment, as well as vehicles for your fleet. Our local experts understand the specific industrial and commercial market demand in our region, ensuring a smoother approval process.

THINKING ABOUT GROWING YOUR BUSINESS?
Signs it might be time to take the next step.

Seeing steady demand for your products or services

Thinking about expanding space, staff, or inventory

Ready to invest in long-term growth

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