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Investor Real Estate

As a real estate investor or developer, you want immediate access to financing from local experts whenever opportunities arise. At Dime Bank, we know the local commercial real estate market and can work with you to develop a financing solution for your next commercial real estate investment. 

Lock in our flexible financing for your next real estate investment

Buy multi-family apartments, shopping centers, or office parks
For ground-up construction, turn-key acquisition, or repositioning existing properties
Features amortizing mortgages, interest-only, or construction terms
Local decision-making from people who know the market

Financing so you can expand and diversify your real estate portfolio.

Work with Dime Bank's commercial lending team in Connecticut and Rhode Island for your next project. We'll take time to understand what you want to achieve and then provide a seamless financing process so you can close your deal as quickly as possible. 

Dime Bank is here to guide your CT or Westerly, RI business expansion with a variety of commercial real estate ventures. Contact our commercial lending team.

Commercial Lenders

Brian McNamara
Senior VP, Chief Lending Officer
Chris Gauthier
FVP, Commercial Lending Manager
Celeste Brouillard
VP, Senior Commercial Loan Officer
John Estelle
VP, Senior Commercial Loan Officer
William Rosadini
VP, Senior Commercial Loan Officer
Gerald R. Tavernier, Jr.
VP, Senior Commercial Loan Officer
Cindy Palmer
Assistant VP, Commercial Loan Officer
Denise Ogden
Assistant VP, Commercial Loan Officer
Matthew Voelker
Assistant VP, Commercial Loan Officer

Frequently asked questions

Qualifying for a multifamily loan in high-demand markets like Greater Hartford, the Connecticut Shoreline, or Southern RI primarily depends on the property’s Debt-Service Coverage Ratio (DSCR) and your investment experience. We look for a DSCR typically above 1.20x. Because we understand the local rental nuances of our community and marketplace, we can often provide more flexible terms for 5+ unit apartment buildings than larger, out-of-state lenders.

Yes, we specialize in SBA 504 lending for businesses looking to expand. This program is ideal for ground-up construction or major renovations, offering up to 90% financing. By partnering with local Certified Development Companies (CDCs), we help CT and RI small businesses lock in long-term, fixed-rate financing for their growth projects.

Absolutely. Self-storage financing is a core part of our commercial portfolio. We provide acquisition and construction loans for storage facilities in communities across Connecticut and Rhode Island. Our local experts understand the specific zoning and market demand for climate-controlled storage, drive up, or hybrid facilities, ensuring a smoother approval process.

Unlike national banks, our commercial loan decisions are made locally, which significantly accelerates the timeline. Typically, you can expect a term sheet within 3 to 5 business days and a full closing in 60 days, depending on the appraisal and transaction specifics. This speed is a major advantage for investors and businesses looking to move quickly on competitive real estate opportunities.

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